Travel insurance, sometimes called travel health insurance or travel medical insurance is available from a number of sources besides from your travel agent. In fact, it’s to your advantage to buy travel insurance online because you have more companies and products to choose from and you can save a lot of guides-info.org .
You can purchase travel medical insurance from your travel agent when you buy your tickets. While that may be convenient, it may not get you the most value for your money. The travel agency will offer you one or two travel health insurance policies sold by one company. The products offered may or may not be appropriate to your circumstances.
Also, some basic travel insurance is often available through credit cards. However, that insurance may not be adequate for your circumstances, and you could find yourself under-insured at the worst possible time. For example, your emergency medical transportation costs may not be covered. How useful is that?
Another way to buy your travel insurance is to search the yellow pages of your phone book, make lots of phone calls and maybe talk with a lot of voice messaging systems. If you are fortunate enough to be cable to speak with an actual human being, you can ask your questions and take copious notes while the person on the other end of the line patiently outlines for you all the coverage, inclusions, exclusions, limits, etc. of the policies that you are considering.
Or you can wait for the travel health insurance companies to send you brochures and application forms. Of course, that might take a long time, which is fine if your departure date is several weeks away. Then, when you are ready to buy, you’ll have to go to their office or depend on “snail-mail” to send in your application and payment and then wait to receive your policy.