You probably already know that workers’ compensation programs provide you with benefits that you can avail of after getting injured at work. However, many people don’t understand more details about what workers’ compensation benefits entail, even if their employers offer them.
If you’re in this common situation, a lawyer could help you make sense of the specifics and reach a clearer understanding of what workers’ compensation (often abbreviated as workers’ comp) gives you.
If You’re Eligible
Many people assume they can only get workers’ compensation if they have sudden accidents that happen at work, such as broken limbs or significant wounds. However, you’re also covered for ailments that happen due to workplace conditions or the duties that you perform.
As a start, if your job caused repetitive motion injuries or you have lung issues from being exposed to a toxic substance without adequate protection, those are examples of occupational injuries that are covered. However, the nature of your work and your relationship with your employer could affect eligibility.
If you’re a member of the gig economy and work as a contractor for a company that provides on-demand transportation, you may miss out on perks that traditional employees receive. However, it’s crucial that you don’t make assumptions about your eligibility or lack thereof. Asking for advice from a lawyer could provide much-needed clarity.
What Is Covered
When employers learn about this kind of coverage, they become aware that employees are generally eligible for the coverage even if they are at fault for what happened. Additionally, workers do not have to sue their employers to become eligible.
Specifics exist depending on a person’s state of residence, but a person who successfully applies for workers’ compensation will usually get coverage for medical-related needs, such as doctor’s appointments, prescription medicines, or physical therapy. The individual is also typically able to receive disability payments that represent a portion of lost wages.
If a person’s disability is so severe that it is necessary to learn how to perform a different kind of work, the individual may find that vocational rehabilitation is covered under a workers’ compensation plan. Then, they’ll receive the training necessary to help them adjust to working in a way other than what’s familiar.
However, it’s often difficult for people to find straightforward information about what kind of coverage they can obtain unless they rely on professional assistance from a lawyer. Getting legal help provides peace of mind via accessible details.
What to Do If a Claim Is Denied
Sometimes, even people who have legitimate claims for workers’ compensation get denied the coverage that is rightfully theirs. Such an outcome is incredibly frustrating. Fortunately, though, there is local help for people who receive denial notifications and aren’t sure what to do next. For example, do you live in Las Vegas? If so, Las Vegas workers comp lawyers can help you challenge the finding.
You can also get advice about the likelihood of receiving a more favorable decision after making an appeal. Lawyers cannot make guarantees, but they can evaluate all the factors of your case and provide recommendations based on what happened.
Getting hurt while at work can make it seem like your world is turned upside down. Seeking help from a lawyer about workers’ compensation can help you get on the right track.